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Commercial

Liability Insurance

DOA Liability Underwriters can write both contracting and non-contracting risks in-house using our bespoke facility underwritten by a Lloyd’s Insurer. DOA has been a liability market for its brokers since it was established in 1996. All of DOA's Insurer partners are based on longstanding relationships where DOA has been able to demonstrate its ability to underwrite a sizeable and profitable book of business.

DOA Liability Underwriters have access to all major markets including Lloyd’s. The DOA Insurer Partners are all carefully selected based on close working relationships, minimum A rated security and a willingness to work together to help each other.

All DOA Partner Brokers benefit from a high level of expertise, increased commission earnings and a friendly, reliable and loyal service.

Minimum Premiums:
Employers Liability - £100 plus IPT
Public / Products Liability - £175 plus IPT

For further information please click on the relevant tabs below or contact us on 01371 878564 or email commercial@doainsurance.co.uk

Contractors

DOA Liability Underwriters can write the majority of contracting trades in-house. Cover can be provided for up to £10m Public/ Products Liability with the ability to use DOA Excess Liabilities where required. DOA can add Contract Works and/or Contractors Plant & Equipment using DOA CAR policies.

DOA also caters for smaller contractors with DOA Per Capita available in isolation or with Contract Works, Contractors Plant & Equipment or Personal Accident cover.

Example Trades Include:

  • Asbestos Removal Contractors
  • Builders – New Build, PDH, Repair or Alteration
  • Builders – All other
  • Carpenters
  • Demolition Contractors (soft strip / Internal or Incidental work)
  • Electrical Contractors
  • Fibreglass Moulders / Installation
  • Flooring Contractors
  • Groundworkers
  • Kitchen Installations/Makeovers
  • Landscape Gardners
  • Plumbers
  • Removal Contractors
  • Storage Contractors
  • Tree Surgeons/ Fellers
  • Utility Contractors
  • Welding Contractors
  • Window Cleaners

Contact a member of the Commercial Team for more information.

Non-Contractors

DOA Liability Underwriters can write the majority of non-contracting trades in-house. Cover can be provided for up to £10m Public / Products Liability with the ability to use DOA Excess Liabilities where required. DOA Liability for non-contracting trades can be written in isolation or as part of a DOA Combined policy.

DOA Has special schemes for Home Carers, Taxi Office Liabilities and Track Operators. Click on the relevant scheme for more information.

Example Trades Include:

  • Bakers
  • Care Homes
  • Colleges
  • Consultants
  • Domiciliary Carers
  • Engineers
  • Importers / Exporters
  • Fish Farms
  • Leisure
  • Manufacturers
  • Retailers
  • Self Storage
  • Wholesalers
  • Woodworkers

Contact a member of the Commercial Team for more information on 01371 878564.