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Commercial

Contractors All Risk

The DOA Commercial team can write both Contractors All Risk and Contractors Plant & Equipment policies in-house either standalone or as part of a Liability policy.

DOA have a number of facilities with specially approved Insurer partners with a minimum A rating. This ensures that DOA can provide a quotation for the majority of risks with an Insurer that can be relied upon to deliver an excellent service to your clients in the event of a claim.

DOA CAR policies have flexible excess option starting from £1,000 for Contract Works and Contractors Plant & Equipment. Reduced excesses can be offered for Employee Tools and Own Tools whilst in Transit. Increased excess can be offered to reduce premium along with discounts for confirmed no claims experience.

DOA CAR policies can be provided without onerous security restrictions or warranties.

All policies are subject to a £300 plus IPT minimum premium with the exception of Tools cover that can be provided from £100 plus IPT.

Please click on the tabs below for more information or contact a member of the Commercial Team on 01371 878564 or email commercial@doainsurance.co.uk

DOA CAR - Key Features

  • All types of building work of standard construction such as PDH, Flats, Shops, Schools, Offices, Hospitals, Factories and buildings of a similar or like nature
  • Include Maintenance cover
  • Include Employee Tools cover (where required)
  • Discounts for authenticated confirmed loss experience
  • Minimum Premiums - £300 plus IPT (£100 plus IPT – Tools)

DOA CPE - Key Features

  • Cover can be provided for Own Plant and Hired-in Plant
  • Cover includes increased cost of hire charges, plant whilst on hire and indemnity to hirer (if required)
  • Cover is provided anywhere in UK / Eire
  • Cover is automatically provided whilst loading / unloading, at work, rest, during dismantling or erection
  • Discounts provided for Own Plant schedule prior to Inception
  • Discounts for authenticated confirmed loss experience
  • Minimum Premiums - £300 plus IPT

Typical Plant covered:

  • Bulldozers
  • Cranes (not exceeding 50tons lifting capacity
  • Dump trucks
  • Excavators
  • Ladders
  • Mixers
  • Pumps
  • Scaffolding
  • Site huts
  • Temporary buildings
  • Tractors

This list is not exhaustive. Please contact a member of the Commercial Team for more information on 01371 878550 or email commercial@doainsurance.co.uk