DOA Property Owners caters for both Commercial and Residential including Let and Unoccupied properties. The DOA Commercial team are happy to discuss risks in the course of erection or undergoing renovation or repair.

DOA Property Owners has no minimum premiums and caters for individual properties to large property portfolios. The DOA Commercial team can place risks in-house up to £12m any one location. Larger exposures can be written on one or more specially agreed facilities with our Partner Insurers.

DOA Property Owners – Key Features*

Commercial All risks including Accidental Damage and Subsidence
Day one uplift (15%)
Legal expenses (Underwritten by DAS)
Reinstatement (as new basis)
Professional fees
Removal of debris
Clearing, cleaning or repairing services
Replanting trees, shrubs, plants and turf used in landscaping
Upgrading sprinkler systems
Refilling fire extinguishers, replacing sprinkler heads and resetting fire or intruder alarms
Gas & Metered Water
Glazing repairs
Insurance premiums
Locks & Keys
Trace & Access
Unauthorised use of electricity, gas or water

Option Extensions*

Loss of Rent (up to 48 months)
Public / Property Owners Liability £5m (£2m as standard)
Terrorism
Property Let Legal Protection (Underwritten by DAS)

Contact our commercial team on 0844 225 9751 for more information

*Please note that the above is an example of covers provided by DOA. It should be noted that DOA have access to many facilities where specific covers maybe limited or excluded. Please refer to the policy wording for full details of the covers provided.