The DOA Commercial team can write both Contractors All Risk and Contractors Plant & Equipment policies in-house either standalone or as part of a Liability policy.

DOA have a number of facilities with specially approved Insurer partners with a minimum A rating. This ensures that DOA can provide a quotation for the majority of risks with an Insurer that can be relied upon to deliver an excellent service to your clients in the event of a claim.

DOA CAR policies have flexible excess option starting from £1,000 for Contract Works and Contractors Plant & Equipment. Reduced excesses can be offered for Employee Tools and Own Tools whilst in Transit. Increased excess can be offered to reduce premium along with discounts for confirmed no claims experience.

DOA CAR policies can be provided without onerous security restrictions or warranties.

All policies are subject to a £250 plus IPT minimum premium with the exception of Tools cover that can be provided from £100 plus IPT.

Please click on the tabs below for more information or contact a member of the Commercial Team on 0844 225 9757 or email commercial@doainsurance.co.uk

DOA CAR - Key Features

All types of building work of standard construction such as PDH, Flats, Shops, Schools, Offices, Hospitals, Factories and buildings of a similar or like nature
Include Maintenance cover
Include Employee Tools cover (where required)
Discounts for authenticated confirmed loss experience
Minimum Premiums - £250 plus IPT (£100 plus IPT – Tools)

DOA CPE - Key Features

Cover can be provided for Own Plant and Hired-in Plant
Cover includes increased cost of hire charges, plant whilst on hire and indemnity to hirer (if required)
Cover is provided anywhere in UK / Eire
Cover is automatically provided whilst loading / unloading, at work, rest, during dismantling or erection
Discounts provided for Own Plant schedule prior to Inception
Discounts for authenticated confirmed loss experience
Minimum Premiums - £250 plus IPT

Typical Plant covered:

Bulldozers
Cranes (not exceeding 50tons lifting capacity
Dump trucks
Excavators
Ladders
Mixers
Pumps
Scaffolding
Site huts
Temporary buildings
Tractors

This list is not exhaustive. Please contact a member of the Commercial Team for more information on 0844 225 9751 or email commercial@doainsurance.co.uk